Why Get Pre-Qualified?

1. Pre-qualification is the first step in the purchase process. The mortgage lender will use information you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process is free and your loan officer is there to help you.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step to be completed. That way when you make a purchase offer on a home, we can include a letter that you are already pre-approved for your mortgage.

 

RECOMMENDED LENDERS

Eddie Akabane
Senior Mortgage Advisor
(808) 447-1866 
eddie@smartmoneyhawaii.com
smartmoneyhawaii.com/eddie-akabane/
Smart Money
1600 Kapiolani Blvd. Ste 633 | Honolulu, HI 96814

 

 
Kama Nihipali

NMLS# 1512800

Mortgage Broker  | HG Mortgage, Inc.

 

Phone : (808) 694-9620  

Fax : (808) 261-7772

Email : Kama@hgmortgage.com

 

354 Uluniu Street, Suite 402

Kailua, Hawaii 96734

 

www.HGmortgage.com
 

 

 

Rick Yniguez

Director of CCM Warrior Group

M 808.462.7318

D 808.462.7318

F 808.378.1779

W ccm.com/Rick-Yniguez

E rick.yniguez@ccm.com

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CrossCountry Mortgage, LLC

3555 Harding Ave., Suite 100

Honolulu, HI 96816

Personal NMLS1823240 Branch NMLS1379257

Company NMLS3029

 

 

Jack Smyth, Residential Loan Officer

Bank of Hawaii

130 Merchant St, suite 810

Honolulu, HI 96813

694-8957 phone

265-2287 cell

533-0173 fax

Jack.Smyth@boh.com

 

Alan Fentriss


Residential Loan Officer/Manager
NMLS 316244
American Savings Bank
p. 808.593.4869│ c. 808.927.3401
afentriss@asbhawaii.com

 

Grischa Hendreschke
Vice President

C-2 Financial Corp

Tel: (808) 557-5042

www.c2hawaii.com

grischa@c2hawaii.com

1003 Bishop St., Pauahi Tower, Ste. 700, Honolulu, HI 96813

 

 Brady Spangler (Big Island)

Guaranteed Rate

161 Wailea Ike Place, Suite C-101

Wailea, HI 96753


Cell:
808-264-3798
E-Mail: brady@rate.com

 

Lance Doiguchi

Mortgage Loan Originator

Hawaii State Federal Credit Union

46-047 Kamehameha Hwy, Suite #7

Kaneohe, HI 96744

(808) 699-0874

Email: LanceD@hsfcu.com

 

Steven Gran (Big Island - lava zone 1&2 too)

Fairway

711 Kapiolani Blvd. Suite 1460

Honolulu, HI

cell: 808-990-6734

 

Duncan Hsia (serving Oahu and the Big Island of Hawaii)

https://pitch59.com/card/duncan-hsia

 

 


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