Cindy Siok
At Home Hawaii (808) 381-6848

Ready to find your Hawaii home?

At Home Hawaii is family owned and community focused with a team of helpful agents ready to help you buy,  sell or rent your home. Our agents are based  on Oahu and the Big Island. We can advise you on school districts, commute times, animal quarantine rules and much more. 

You've come to the right place to search for home!

This website has search features our clients love! You have the ability to set up a search to see new listings as they come on the market- this gives buyers a tremendous edge. You can alert your agent by saving "favorite" listings and we can send you additional information and set up showing appointments. We have great contacts for mortgage lenders, home inspectors, surveyors, termite inspectors, escrow companies and much more. Check out the "Resources" tab. We will guide you through preparing an offer and take you step-by-step through the escrow process.

 Questions about Hawaii? 

We know that buying the right home involves a lot of questions about the process. Send an email, text or call us and we'll be happy to provide information you need in order to move. Ask us about moving a dog or cat to Hawaii if you plan to bring a pet with you. Not buying? We may have a home for rent - see our inventory at www.AtHomeHawaiiRentals.com.

 

How business owners can prepare to buy a home

Financing a home purchase can be tricky, especially for small business owners. Lending criteria between a self-employed borrower and someone who works for a wage or salary is similar, however, self-employed individuals need a lot more paperwork to validate their debt-to-income ratio. Small business owners should talk to their tax preparer about their goal to purchase a home – ideally, a few years prior to the purchase. Mortgage lenders look at adjusted gross income or the income after expenses are deducted – NOT gross income. Many small business owners expense as much as possible to limit their tax liability, however by reducing your taxable income drastically you hurt your chances to .....
Cindy Siok

Cindy Siok

Ready to find your Hawaii home?

At Home Hawaii has a team of helpful agents and is a trusted resource for buying and selling and managing homes. Our agents know the island and work in every neighborhood. We can advise you on school districts, commute times, animal quarantine rules and much more. 

You've come to the right place to search for home!

This website has the key features buyers love! Such a the ability to set up a search to see new listings as they come on the market- this gives buyers a tremendous edge. You can alert your agent by saving "favorite" listings and we can send you additional information and set up showing appointments. We have great contacts for mortgage lenders, home inspectors, handymen, termite inspectors, escrow companies and much more. We will guide you through preparing an offer and take you step-by-step through the escrow process.

Based on information from the Multiple Listing Service of Hicentral MLS, Ltd. Listings last updated on Feb 28, 2020 10:54:am. Information is deemed reliable but not guaranteed. Copyright: 2020 by HiCentral MLS, Ltd.

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