Why Get Pre-Qualified?
1. Pre-qualification is the first step in the purchase process. The mortgage lender will use information you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process is free and your loan officer is there to help you.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step to be completed. That way when you make a purchase offer on a home, we can include a letter that you are already pre-approved for your mortgage.
Mortgage Broker | HG Mortgage, Inc.
Phone : (808) 694-9620
Fax : (808) 261-7772
Email : Kama@hgmortgage.com
354 Uluniu Street, Suite 402
Kailua, Hawaii 96734
Director of CCM Warrior Group
CrossCountry Mortgage, LLC
3555 Harding Ave., Suite 100
Honolulu, HI 96816
Personal NMLS1823240 Branch NMLS1379257
Senior Loan Officer/Branch Manager
1st2nd Mortgage Co. of N.J. Inc.
1810 N. King Street Unit D, Honolulu HI 96819
Corporate Office 201-569-3469 ext. 242
MLO # 301760 Company NMLS # 115981
Licensed in Hawaii and New Jersey
Jack Smyth, Residential Loan Officer
Bank of Hawaii
130 Merchant St, suite 810
Honolulu, HI 96813
C-2 Financial Corp
Tel: (808) 557-5042
1003 Bishop St., Pauahi Tower, Ste. 700, Honolulu, HI 96813
Brady Spangler (Big Island)
161 Wailea Ike Place, Suite C-101
Wailea, HI 96753
Mortgage Loan Originator
Hawaii State Federal Credit Union
46-047 Kamehameha Hwy, Suite #7
Kaneohe, HI 96744
Steven Gran (Big Island - lava zone 1&2 too)
711 Kapiolani Blvd. Suite 1460